You may also want to think about becoming bonded. Book via PetBacker to ensure security and free pet injury insurance. The 6 Best Photography Insurance of 2020. What's Not Covered by Auto Liability Coverage, The Pros and Cons of Starting a Pet-Sitting Business, How to Get Your Business Bonded in Canada (And Why You Should Bother), The Balance Small Business is part of the. An important consideration in running a pet sitting business is choosing the proper insurance coverage. In Canada, pet insurance assists in the coverage of pet-related medical costs. Coverage for lost keys: Pays up to $2500 to re-key customer's locks. It is important to work with an independent agent who can present you with options and rates from more than one insurance company, so you can pick the coverage that is right for you. Time To Pet is the industry-leading pet sitting software trusted by over 2,000 of the world’s most successful pet care companies. It is not a requirement to have pet sitter insurance to run a dog walking or pet sitting business, but it is highly recommended. Such a bond will: Work with a local member agent in the Trusted Choice network for all of your pet sitting insurance and bonding needs. Susan Ward wrote about small businesses for The Balance Small Business for 18 years. What happens if you accidentally break something valuable? Pet Business Insurance: Basic membership only $190 per year Basic membership includes commercial general liability coverage and defense costs in addition to policy limits. Pet business insurance is administered by RPS Eau Claire and underwritten by an AM Best rated: A (Excellent) Insurance Company. As a pet sitter, it’s important to have full pet sitting liability insurance to protect you should anything go wrong. View more recommended Pet Sitters in Canada … An independent agent is an excellent resource when it comes to finding specialized insurance, as these professionals can shop for coverage from more than one insurance company to help you find just the right policy for you. The 5 Best Commercial Business Insurance of 2020. Once you've decided on the best coverage for your pet sitting services, you will need to review different insurance policies to determine which providers offer the best deal. You can buy your annual policy from just £73.59. From local cat sitters and nearby dog walkers to someone from further afield with horse boarding experience, they’re all pet lovers like you. Be sure to read your pet sitting insurance policy carefully and ensure that there are no exclusions that could leave you with coverage gaps. USA Often pet sitters will also need professional liability coverage if you provide pet care instruction or advice to your clients. To some extent, the type of insurance you need should be based on the services you provide to customers. Our coverage includes the broadest Care, Custody or Control coverage for the pets and property in your care, whether at your client's home, in transit, or at your home. Most pet sitters today are finding that their potential clients want their pet caretakers to carry some type of insurance. Pet sitters charge an average of $25 per 30-minute visit, $20 to $30 per day, $45 to $75 per night, or $250 to $375 per week.Rates depend on the services requested, if you need 24-hour pet care or service on holidays, and if you have additional pets. Coverage for damage to property in your care, custody or control, including the pet. Insurance isn’t the only type of protection pet sitters may want to acquire. This typically includes lost keys, fire damage from negligence, and medical expenses for the pet in the event of injury. As a member with Pet Sitters Associates, you receive insurance coverage for the pets that are in your care, so you and your clients can breathe easy. In addition to our basic features like scheduling, invoicing, payments and client + staff management - Time To Pet is complete with advanced features like dedicated mobile apps, GPS tracking, visit report cards and much more. Pet insurance can give you peace of mind by making health costs for your dog or cat more affordable, letting you enjoy extra quality time with your four-legged family members. PSI is the leading educational association for professional pet sitters and dog walkers, providing the business tools and educational resources to help you offer the best possible pet-care services and succeed in the industry at every stage. The Advantages of Pet Sitter Insurance says Canadian Pet Pro, an insurance provider for pet care professionals. Most professional pet sitters are insured through pet sitter insurance providers. If you’re running a pet sitting business, you will need pet sitter insurance. You may also want to check with peers and colleagues that run pet sitting businesses to see what kind of coverage they use. Get an insurance policy by the hour, day, or month in 60 seconds. Your clients may ask you if you are "bonded." Contact Binks at 1 (877) 302-4657, at http://www.binks.ca/programs/pet-sitters/ or g.binks@binks.ca . What if a pet is stolen while in your care? Pet sitting businesses continue to be a popular choice among new business owners looking to serve an increasing number of dog and cat owners. How to Choose the Right Insurer. The plan provides excellent coverage for business liability including pets in your care and fidelity bonding. ... Canada Pet Sitter Toronto Pet Sitter Calgary Pet Sitter Montreal Pet Sitter Edmonton Pet Sitter Vancouver Pet Sitter Ottawa Pet Sitter Winnipeg Pet Sitter Mississauga Pet Sitter Brampton Pet Sitter London. Provide full compensation or a replacement item if you take anything from the client's home and the client can prove that you were responsible for the theft. Bid Bonds Are Like Insurance for Construction Bids. If you are both pet sitting and house sitting, what happens if something goes missing while the home is in your care? Feel … Coverage for lost keys: Pays up to $2500 to re-key customer's locks. She has run an IT consulting firm and designed and presented courses on how to promote small businesses. When you are seeking pet sitting insurance, you will want to consider the risks involved in your work to ensure that your policy will adequately cover you. Pet Sitting & House Sitting right across Canada In return for free accommodation, sitters look after the pets, home & garden while the home owner is away - for free. Whether you are an independent contractor, own a pet sitting company, or are a subcontractor for other pet sitting organizations, having pet sitter insurance is a worthwhile investment. The policy is designed for the professional pet sitter and as such can be customized to your individual business needs! Some scenarios to discuss with your agent include: Discussing these and other concerns related to your specific pet sitting business with an agent can help to ensure that your policy meets your needs. Bonding will cover any losses experienced by the client in the case that you steal or misplace some of their property. PSI member revenues exceeded $325 million in 2010. People who go on vacation or are away from their homes for extended periods are finding that pet sitters can be a preferential alternative to kennels. Members conducted 18.5 million visits in 2010, up from 17.4 in 2007. Be sure to work with an agent who can tailor a policy to your needs and concerns, so that you know you are covered for the unexpected, and you have peace of mind. In the case of a pet sitting or dog walking business - insurance is used to help provide protection by mitigating your risk for particular actions (like a dog under your care biting a jogger who ran by a little too close). Get a free online quote and see how affordable pet insurance is. So whether you’re taking a short trip or venturing far from Canada, house sitters will provide loving home boarding that helps you travel with true peace of mind. Any time a business owner takes on the care of another person's belongings, there is risk of loss. As people in America increasingly acquire pets and are away from home more for work and travel, the demand for pet sitters is growing. The GEICO Insurance Agency can help you get comprehensive pet insurance coverage for your dogs and cats. OPTIONAL: Coverage for Pet Grooming, Dishonesty Bond, Limited In Your Home Pet Care, and Housesitting. The pets are happy, the home is secure and sitters live rent-free. What happens if you accidentally harm a pet, or a pet becomes ill under your care? While insurance protects you from claims against you, bonds are a way to provide security to your clients. Pet sitter liability insurance: This coverage protects you against claims that you are at fault for injuries or property damage while working as a pet sitter. Pet sitting insurance and bonding go hand in hand. How Should You Insure Your Home-Based Business? This makes your business more trustworthy in customers’ eyes. PUPS highly recommends you become and remained insured with a quality Pet Sitter Insurance provider throughout your pet sitting or dog walking career. This could be something as simple as a misplaced key to a client’s house, to an injury to an animal in your care or a member of the public. Good pet sitter insurance covers many of the areas that any other business insurance addresses. Our Canadian Pet Sitters and Dog Walkers Insurance Plan has been tailored specifically with the needs of you sitters and walkers in mind. PSI has been providing access to General Liability and Bonding Insurance specifically designed for the professional pet sitter through Business Insurers of the Carolinas since 1992. In the past, it was common for individuals and families to acquire a pet on impulse. In Canada, PROfur Pet Sitting Insurance and Canadian Pet Pro are two main insurance providers. Types of Insurance for Your Pet Sitting Business, The 5 Best Commercial Business Insurance of 2020. Pitfalls to Avoid When Buying Business Insurance. Time To Pet highly recommends that pet sitters and dog walkers carry some form of Pet Sitting Insurance to help mitigate their risk. Combine that fact with just a few seconds of human inattention and anything can happen, leaving you liable for unexpected incidents from torn-up turf through an injury to a person or animal.Â. If the pet needs to go to the vet while in your care, who pays? It’s an advantage to your pet sitting business to be bonded because it automatically gives your customers a higher level of trust in your business. Without needed liability coverage, sitters are taking a huge risk. PROfur has just one focus – insuring pet care businesses – so that we ensure your policy gives you the best protection on the market at a cost-effective price without any surprising gaps that would exist on a less customized insurance policy. Pet Sitting Insurance Canada Comparison Chart, Dog Walking and Pet Sitter Liability by Professional United Pet Sitters LLC The following companies are known to provide quality pet sitting insurance to individual pet sitters as well as professional pet sitting businesses. Find trusted pet sitters near you who offer dog sitting, dog walking, dog boarding and more pet care for your lovely furry friends. Care and feeding of a number of different pets, including cats, dogs, fish, birds and reptiles, Dog boarding or doggy day care in your own home, Live-in pet sitting at a client's home while the client is traveling, Home security and making the client's home appear "occupied". This means that you have purchased a pet sitting bond. Pet Sitter liability insurance is very important to all pet sitting / dog walking / poop scooping businesses. That totals more than $50 billion for the nation as a whole. Canadian members can get a special rate through Binks Insurance Pet Sitters Insurance. What if you use a grooming product that causes the pet to develop a skin rash? Contact the companies directly for more details. OPTIONAL: Coverage for Pet Grooming, Limited In Your Home Pet Care, Dishonesty Bond, and Housesitting. 43 million households have dogs, while 38 million have children. 84% of PSI members carry liability and bonding insurance. Since 1998, we've provided our members with the freedom to book their own clients with their preferred method of scheduling, and the ability to … Have your pet sitting business stand out and attract customers by ensuring it is bonded and insured. At the simplest level - insurance provides an individual or an entity with financial protection (or reimbursement) in the case of a loss. Request a Quote for Pet Sitter Insurance and Bonding Coverage: If you are not a member of one of the above associations, but would like a quote for coverage, click here for a Pet Sitters Quote Request. Americans spend over $500 annually on each pet they own, 25 percent more than they spend on men and boys' clothes. However, because bonding is very specific coverage, it’s not the only type of insurance you want to get for your pet sitter business. Coverage for damage to property in your care, custody or control, including the pet. To learn more about small business insurance options like pet sitters coverage go to Insurance Info on our site or connect with one of our Canadian Business Insurance Brokers today at … The cost of coverage also varies quite a bit. Coverage solutions for pet sitters include: There are many variables associated with pet sitting insurance and the companies that provide it. Most pet sitting insurance providers are country-specific. Pet Sitting Rates. We make it easy for you get a customized, cost-effective PRO fur insurance policy that does a complete job of covering your pet sitting business. It administers a comprehensive insurance program tailored to the specialized needs of Canadian pet sitters. Pet Sitting Insurance can give you financial protection if an accident occurs and having insurance can also provide you, … Whether you’re a pet groomer, dog walker, pet sitter, dog trainer or pet therapist, provide pet boarding, pet daycare, or a combination of pet care services – let PROfur’s … When you're researching the coverage you need, it's a good idea to check in a few reputable places. Pet sitter insurance protects various pet service businesses from liability claims. You may also save money on your insurance by purchasing a package or by becoming a member of an international organization such as Pet Sitters International. Click the link to view the price and reviews for some of the Pet Sitters in Canada which include Gerry, Gretel, Tia, Veronica, LuLu. Bonding, which is regarded as fidelity bonding in the pet sitting industry, is a type of business insurance that protects customers from theft by employees. Pet sitter insurance signifies that you are serious about your business. What if you accidentally cause a house fire? The pet industry has experienced a lot of change. Insurance agents, lawyers, and financial planners are all good sources for information about coverage. Provide reassurance to the client that you are a person of integrity, and that you have no intention of taking anything from the home that does not belong to you. Doing some legwork ahead of time will help you make sure you're not overpaying for coverage. The plan provides excellent coverage for Pet Sitting. But while possible liability is the first and most obvious reason to get pet sitter insurance, another reason is to gain the confidence of your customers who will view you as a responsible, reputable business. Pet owners, need the best local pet sitter? When you do begin to collect quotes, find consumer reviews to make sure that your insurance company is reputable and pays claims quickly (consumer reports are typically available on the internet). Dog Walkers and trainers business liability including pets in your care and fidelity bonding. Bonding is somewhat like insurance, but it actually protects your clients, rather than you. What type of Business Insurance do I need? PRO fur ® Masterplan Key Coverages PSI members can take advantage of a special group rate. Recommended sitters on PetBacker are being reviewed by the community. Pet Sitters International (PSI) reports the following: Pet sitters work with a number of business models today, which means the specific risks that concern you and those who hire you for pet sitting will be unique to your pet sitting business. You may also save money on your insurance by purchasing a package or by becoming a member of an international organization such as Pet Sitters International. Canadian members can get a special rate through Binks Insurance Pet Sitters Insurance. What You Need to Know About Pet Sitting Insurance & Bonding in Canada. Pet Groomer * Dog or Cat Trainer / Pet Behaviorist / Pet Consultant / Pet First Aid Instructor * * If you are a member or affiliated with any of the following organizations: APDT, IACP, ABC Alumni, KPA Alumni, PPG, Bark Busters, or CCPDT, please apply under their organization's insurance plan, as you are entitled to additional discounts. The United Kingdom, the United States, Australia, and Canada each have firms insuring pet sitters. Business Insurers also provides access to Bonds for NAPPS members. We will receive your information and be in touch soon. If you have any type of pet sitting business, then you should consider getting insurance. Today, there is more planning involved in pet selection and care, and there are more pet services popping up as a result. As much as we all love them, animals are unpredictable creatures. 83% of pet sitting businesses are owned by women. Regardless of the policy, insurance plans should include coverage over accidents, illnesses, diagnostic tests, hospitalization, emergency care, prescriptions, and surgery. Every pet sitter company needs to have certain types of coverage, such as the following: According to the Canadian Animal Health Institute, in 2018 cats continued to outnumber dogs with 8.3 million cats considered household pets, while dog ownership increased to 8.2 million. Also, your local insurance broker may also be able to direct you to a deal. In Canada, PROfur Pet Sitting Insurance and Canadian Pet Pro are two main insurance providers. Depending upon the way you have structured your business, you may offer any of the following: The pet sitter insurance you choose should cover each of your risks so you aren't left with either a large vet bill on your hands or worse – a lawsuit – if something happens that results in harm to the pet and the client decides to sue. Visit PSI's Pet Sitter Locator to book the services of a professional pet-sitting business today. Business Insurers of the Carolinas has been a proud provider of Insurance and Bonding coverage specifically designed for Pet Sitters, Dog Walkers and other Pet Care Providers since 1992. Is Pet Sitter Insurance Worth the Investment? Business owners should research insurers and the types of coverage they offer to find the best deal for their business.