b. Loss resulting from sickness or disease or medical or surgical treatment of a sickness or disease, is not considered as resulting from Injury. I. By consent, you are acknowledging that you have read and understood this Privacy Policy and agree to be bound by it. You understand that neither the carrier, the service provider nor the program administrator makes any representations or warranties that the materials are suitable for your needs, are complete, timely, reliable, or are free from errors, inaccuracies or typographical mistakes. If we exercise any right or remedy, in whole or in part, that exercise will not prevent us from any further or future exercise of such right or remedy or any other right or remedy. "Payee" means the merchant or other entity to which you authorize a bill payment to be directed. AGIA does not sell your personal information, and is therefore not required to create an opt-out option. There is an opportunity on our website for you to voluntarily provide us with personal information for inquiring about AGIA’s business. In these circumstances, we will use reasonable efforts to disclose only the information required by law, subpoena or court order to be disclosed. This is the ONLY program Endorsed by NASW.As your program manager, NASW … In the event of a discrepancy between this information and the policy, the terms of the policy apply. It may be represented by an account number, policy number, access number or code, or other number used by the merchant to identify your account. after we receive proof of loss, in accordance with the proof of loss provision; and 2.) If you permit other persons to use the Bill Payment Service or your bill payment authentication responses or other means to initiate a payment instruction on your behalf, you are solely responsible for any transactions they authorize. Don't let your peace of mind expire. If such an acquisition occurs, the successor company would have access to personal information maintained by us, including customer account information, but would continue to be bound by this Privacy Policy unless and until it is amended. THE FOREGOING SHALL CONSTITUTE THE PROGRAM ADMINISTRATORS ENTIRE LIABILITY AND YOUR EXCLUSIVE REMEDY. c. When you have successfully entered your enrollment information and have selected "I Accept" on the website confirmation page, you will be given the opportunity to print a paper copy of your insurance or service elections free of charge. If you wish to conduct transactions in paper form, please contact your association/policyholder or its representatives. The information we collect may include the time and length of your visit, the pages you look at on our site, and the site you visited just before coming to ours. As an NASW member under age 70, and a resident of the U.S., its territories and protectorates, you can secure this valuable term life coverage in $1,000* units up to a maximum of $500,000. Rights and Choices Regarding Personal Information Disclosures. Cons. Any acts of discrimination are prohibited by the CCPA and AGIA will not engage in them. At the current time, this website does not have the capability of recognizing a “Do Not Track” request. The information collected using these Web beacons does not identify individual users to our site. Web Beacons. Your use of the website following such change constitutes your agreement to follow and be bound by the Privacy Policy as changed. NASW Members Receive a significant discount on all NASW RRG liability products. Injury means bodily injury resulting directly from an accident and independent of disease or bodily infirmity, which occurs while you and your dependents are covered under the policy. He or she will also be able to keep his or her coverage in the event you cancel your Term Life policy or you pass away. By accepting this Privacy Policy, you expressly consent to our use and disclosure of your personal information in the manner described in this Privacy Policy. •    As otherwise permitted by federal or state law. We collect the e-mail addresses of those who communicate with us via e-mail and online forms, including those who specifically check a box to subscribe on our online forms (for example, request for information on this website). The following defined terms are used in these Terms of Services: "Program Administrator" means the entity that is offing and providing services through this website (collectively "Program Administrator" or "Administrator" or "we" or "us"). If, at any time, you receive a communication from the website that is unrelated to a transaction you have initiated and you would like not be contacted again, please contact us using the procedures outlined below under "Questions About Your Information" to "opt-out" from future communications. By entering this website and agreeing to be bound by this agreement, you affirmatively consent to conduct transactions in electronic form. Your spouse or domestic partner, under the the age of 70 and a resident of the U.S., its territories and protectorates, may also apply for the same amount of protection as you. However, as described in more detail below, there are limited circumstances in which some of your information will be shared with third parties under strict restrictions, so it is important for you to review this Policy. You agree that from time to time the payment services contemplated under this agreement may be inaccessible or inoperable for any reason, including, without limitation: (i) equipment malfunctions; (ii) periodic maintenance procedures or repairs which may be undertaken from time to time; or (iii) causes beyond the program administrators control or which are not reasonably foreseeable to the program administrator. If you believe that your authentication information or other personal information have been lost or stolen or that someone may attempt to use the Bill Payment Service without your consent, you must notify us at once by calling the program administrator at (800) 424-5181 during normal customer service hours. You are solely responsible for all bill payments you authorize using the Bill Payment Service. Note: Domestic partner coverage may not be available in all states. By providing us with personal information so we may assist you on this website, you are "opting-in" to receive future communication from the website concerning information on products, promotions, or other services that we believe would be of interest to you. Links to Other Sites     6. •    As otherwise permitted by federal or state law. Transaction charges, if any, for using the Bill Payment Service may vary depending upon the Payee and permissible charges allowed in a particular state. Enroll now to obtain invaluable coverage you can trust. Questions About Your Information      7. This section describes the rights of California residents under the California Consumer Privacy Act of 2018 (“CCPA”). The information contained on this website was believed to be accurate at the time it was placed on the website. Personally Identifiable Information (“Personal Information”) means any information that could reasonably be used to identify you, including your name, address, birth dates, financial information, telephone number, social media contact information, or any combination of information that could be used to identify you. Cookies. a billing transaction with your financial institution to deduct the appropriate amount from your account. There is an opportunity on our website for you to voluntarily provide us with personal information for inquiring about AGIA’s business. This Terms of Service Agreement also applies to personal information that we maintain on former customers. If you wish to conduct transactions in paper form, please contact your association/policyholder or its representatives. The Security Certificate SecureSite seal ensures that we are handling all of your transaction information securely and with the utmost care. Any exams/test requested by the company will be conducted at your convenience and at no expense to you. •    We disclose personal information with third parties that we in good faith believe is appropriate to cooperate in investigations of suspected fraud or other illegal activity, situations involving potential threats to the physical safety of any person, or to conduct investigations of violations of the website’s Terms of Use or the Terms of Service Agreement, or as otherwise required by law. In addition, as a further condition of your use of this website and the services, you agree that you will not use the website or services to infringe the intellectual property rights of the program administrator in any way; use the website or services to modify or manipulate the website or services or any of the program administrators hardware or software to invade the privacy of, or obtain private information concerning any enrollee or applicant of the carrier/service provider or to erase or damage any information contained on the computer or the information of any user connected to this website or the services, or to reveal any portion of this website or the services. Application is subject to approval. We recommend that you consult with a qualified tax advisor. There may be a charge for additional transactions and other optional services. If you have any questions about this privacy policy or your personal information, please contact AGIA customer service at (800) 424-5181. 2. Every e-mail sent also includes information about how to stop receiving e-mails from us. We reserve the right to change or supplement this Privacy Policy at any time by posting the changes on this website. Cookies can be used to provide you with a tailored user experience and to make it easier for you to use a website upon a future visit. If you wish to confirm or make changes to your coverage or beneficiary elections after your enrollment, you must contact the Program Administrator Office of Administration. Furthermore, you agree that you will not use the website or services to introduce viruses, worms, Trojan horses or other malicious, destructive or harmful codes or programs, and you agree that you will take every precaution not to introduce these harmful codes into the website and services. No delay or omission by us in exercising any rights or remedies under these Terms of Services will impair such right or remedy or be construed as a waiver of any such right or remedy. We reserve the right to use your personal information for market research purposes to better serve you but we will not sell your voluntarily provided information and will not share it with unauthorized persons or organizations. The program administrator provides information and services on this Website, and all layouts, materials, designs, and images on this Website are copyrighted or proprietary to the particular program administrator, its affiliated companies and/or third party service providers. For more information, call toll-free (866) 591-8267. Accelerated benefits may affect your or your family’s initial or continued eligibility for public assistance, such as medical assistance (Medicaid), Aid to Families with Dependent Children (AFDC), supplementary social security income (SSI), we recommend that you consult with social service agencies with any questions regarding eligibility for public assistance.”. You want to keep your personal information, well, personal. NASW Assurance Services, Inc. is compensated for the placement of insurance and for the services it provides to customers on behalf of the insurance company, in addition to other compensation it may receive. AGIA will not discriminate against you for exercising any of your rights under the CCPA. Right to Non-Discrimination. You, or a person authorized by you to act on your behalf, or an entity registered with the California Secretary of State and authorized by you to act on your behalf, can make a request regarding your personal information under the CCPA. Plus you pay an affordable group rate thanks to the group purchasing power of NASW. By submitting your payment instruction, you agree to pay these transaction charges. a billing transaction with your financial institution to deduct the appropriate amount from your account. Your product information requests are encrypted when sent to our customer service center for fulfillment; we use a secure server to safeguard the information you provide to us when asking a customer service question and when you enroll online; and all online enrollment information fulfilled by our customer service center is protected by Secure Socket Layer (SSL) technology to ensure your data is encrypted and safe from view by unauthorized parties. Rates and/or benefits may be changed on a class basis. We will not share any of your personal information with third parties except in the circumstances described below or with your permission. These Terms of Services shall be governed by the laws of the state of California without regard to that state's conflicts of laws provisions and by applicable Federal laws and regulations. "Payment Card" means the credit card or debit card that you instruct your program administrator to charge to pay your bill payment. •    As with any other business, it is possible that in the future we could merge with or be acquired by another company. If you believe that your authentication information or other personal information have been lost or stolen or that someone may attempt to use the Bill Payment Service without your consent, you must notify us at once by calling the program administrator at (800) 424-5181 during normal customer service hours. Complete details are in the Certificate of Insurance issued to each insured individual and the Master Policy issued to the policyholder. You want to keep your personal information, well, personal. II. We provide access to personal information about our customers only to those employees who require it to provide our services, process customer payments and provide customer service. California residents can reference Section 7 to find specific information about their privacy rights under the laws of the state of California. It’s important for you to take care of your family’s day-to-day needs – both now … In the event that the program administrator is unable to correct the transaction, we shall refund the amount of funds received from you and this refund shall constitute your sole remedy. Some pages on our site, as well as pages where our banner ads appear, and certain emails we send, may contain electronic images known as Web beacons, or single-pixel GIFs. If the program administrator makes a bill payment to your payee account but is unable to obtain funds for that payment from your payment card or payment account, you agree that your bill payment to your payee account will be reversed. If the result in loss of life is due to a felonious assault, the policy pays another benefit in the amount of $5,000. Sections 1 and 2 of our privacy policy outline the personal information we collect, its sources and how we use it for all consumers we interact with, including California residents. AGIA will not discriminate against you for exercising any of your rights under the CCPA. THE USE OF THIS PAYMENT SERVICE IS AT YOUR SOLE RISK. We’ve managed the Professional Liability program for over 48,000 social workers. For example, we will need personal information from you when you submit a question online, or request product information. We use your voluntarily provided personal information to provide you exceptional service and to create a more meaningful visit for you at this website. The CCPA requires disclosure of this fact. hands and feet, actual severance through or above wrist or ankle joints; sight, speech and hearing, entire and irrecoverable loss thereof; thumb and index finger, actual severance through or above the metacarpophalangeal joints; or. We use the information we collect about you in order to provide our services, process your transactions, and provide customer service. If disabled due to a covered Sickness or Injury, you and your spouse/domestic partner can … If you are currently covered, he or she may apply for coverage on his or her own. However, we shall incur no liability if a bill payment is not made in a timely manner or if it is unable to complete any payments initiated by you through the Bill Payment Service because of the existence of any one or more of the following circumstances: LIMITATION OF LIABILITY AND YOUR EXCLUSIVE REMEDY. You understand and agree that you should consult your own attorney and financial advisor(s) for advice in these areas. Please note that your Billing Notice will reflect the exact premium. Provide for your family’s future financial security with the NASW Assurance Services Group Term Life Insurance Protection. We will not sell or rent your personally identifiable information or a list of our customers to third parties. While we generally try to link only to sites that share similar high standards and respect for privacy, we are not responsible for the content, products or services offered or the privacy and security practices employed by these other sites. Acceptance into this plan is subject to medical evidence of insurability as determined by The Hartford 1. Email     5. Professionals ... NASW RRG … Rights and Choices Regarding Personal Information Disclosures. These materials are not intended to provide tax, accounting or legal advice and cannot be relied upon for any such purpose. No waiver will be valid unless in writing signed by us. I would like a NASW … a robbery, kidnapping or criminal assault; or. By using this website, you accept the terms and conditions of this Privacy Policy and you agree to review this Privacy Policy from time to time to stay informed of changes that may occur. You understand and agree that neither the carrier, nor the service provider, nor the program administrator is engaged in rendering legal, tax, insurance benefits or any other advice through this website or services. We may include cookies on our website and use them to recognize you when you return to our website. •    We disclose personal information with third parties that we in good faith believe is appropriate to cooperate in investigations of suspected fraud or other illegal activity, situations involving potential threats to the physical safety of any person, or to conduct investigations of violations of the website’s Terms of Use or the Terms of Service Agreement, or as otherwise required by law. We collect the e-mail addresses of those who communicate with us via e-mail and online forms, including those who specifically check a box to subscribe on our online forms (for example, request for information on this website). NASW offers assistance with ethics issues, including free ethics consulations by phone. Disclosures & Consent to Electronic Transactions / Electronic Signature. We reserve the right to change or supplement this Terms of Service Agreement at any time by posting the changes on this web site. This Benefit will be paid according to the general provisions of the policy. Liability Insurance Products for Social Workers! 1The Hartford® is The Hartford Financial Services Group, Inc., and its subsidiaries, including issuing company Hartford Life and Accident Insurance Company. Box 26450 Phoenix, AZ 85068 To protect your privacy, any personal information we obtain from you is protected using the best available technology. If you've been considering more life insurance to help better protect you or your spouse/domestic partner, the NASW-endorsed 50-Plus Group Term Life Insurance Plan gives you a convenient, affordable opportunity to add the protection you want. The CCPA requires that we provide privacy information to California residents and we use this separate section to ensure compliance with the CCPA’s requirements. You acknowledge that you understand that you are not obligated to enter into transactions electronically and that you have a right to conduct transactions in paper format if you wish. Your Conversion Right: If Life Insurance coverage under the policy ends for any reason, except non payment of premium, you and your dependents may have the right to convert that coverage to an individual conversion policy without providing evidence of insurability. In order to ensure secure web pages in your browser using SSL, we've acquired a security certificate from one of the Internet's leaders in secure web technology verification. Licensed Clinical Social Worker Insurance … We provide access to personal information about our customers only to those employees who require it to provide our services, process customer payments and provide customer service. i. a billing transaction, including but not limited to: processing a payment by credit card using the credit card number you have provided; processing an electronic bank draft using the checking account number you have provided; or sending you a billing statement at the address you have provided; or. The terms and conditions set forth in our Privacy Policy are hereby incorporated into this Agreement. Do Not Track     4. You understand that this website and the payment services contemplated hereunder may be performed by third-party vendors. Accidental Death and Dismemberment Insurance Plan, Both Hands or Both Feet or Sight of Both Eyes, Movement of Both Upper & Lower Limbs (Quadriplegia), Movement of Both Lower Limbs (Paraplegia), Movement of the Upper & Lower Limbs of One Side of the Body (Hemiplegia). Once the insured attains the age of 75, all benefits reduce by 20%. Personal Information We Collect     2. This information includes your name and e-mail address. If you would like to exercise your right to request a copy of your personal information or your right to delete your personal information, please contact AGIA customer service by calling (800) 424-5181, or utilize regular mail by using the following address: AGIA Affinity Office of Administration  P.O. You only receive e-mail from us if you check a box indicating an interest in a particular e-list or if you provide an e-mail address for a customer service inquiry and need an answer via e-mail. ii. There is no charge to you for requesting a paper transaction. By entering this website and agreeing to be bound by this agreement, you are providing your affirmative consent to the use of an electronic signature to authenticate the insurance transaction in electronic form. Simply apply now by using the Apply Now button. You must be covered with at least $20,000 of life insurance to be eligible for the "living benefit". These Web beacons collect certain types of non-personally identifiable information, such as a visitor's cookie number, time and date of a page view, and a description of the page where the Web beacon is placed. Please print a paper copy of your elections for your records because if you will not be able to access your enrollment information on the site after your enrollment. These benefits will be paid: 1.) NASW works to enhance the professional growth and development of its members, to create and maintain professional standards, and to advance sound social policies. Please review this privacy statement carefully to understand what information we collect on the website, how it is used, and how you can work with us if you have a concern about your privacy. In effect, it is used to provide and manage products and services we provide and support our everyday operations, including risk management, legal and compliance requirements. We collect, store and process your personal information on servers located in the United States. AGIA Affinity is a brand owned by A.G.I.A, Inc., Third Party Administrator and Agency license #0549207, California Corporation. Auto & Homeowners Insurance Group Term Life, Long Term Disability, ... Are there ways we could better serve you and other NASW members? In order to ensure secure web pages in your browser using SSL, we've acquired a security certificate from one of the Internet's leaders in secure web technology verification. Please refer to the chart below to see the cost for your age and fill out an application today to help protect your family. You understand and agree that the insurance company will rely on your electronic signature to process and effect insurance transactions. The website does not automatically recognize your e-mail address. Your (and your spouse/domestic partner's) coverage will become effective on the first day of the month following the Administrator's approval of your application and first premium payment. Would there be enough money to help pay for your final expenses, your house and utility payments, your day-to-day living costs, college expenses for your children…? You can help provide financial security for your family for whenever the unexpected happens. i. a billing transaction, including but not limited to: processing a payment by credit card using the credit card number you have provided; processing an electronic bank draft using the checking account number you have provided; or sending you a billing statement at the address you have provided; or. You acknowledge and agree that if program administrator participation requirements are not met, the insurance policy will not be issued and the elected coverage(s) will not be in force. Box 26450 Phoenix, AZ  85068. Some internet browsers offer the user a “Do Not Track” technology. Good life work balance and caring. Sale of Personal Information         B. With the Accelerated "Living" Benefit"**, you can collect up to 50% of your benefits (or $100,000, whichever is less) if you're under age 60 and diagnosed with a Terminal Illness, meaning you have a life expectancy of 24 months or less. We do not sell your personal information. You have dedicated your life to helping others—now we want to help you. You only receive e-mail from us if you check a box indicating an interest in a particular e-list or if you provide an e-mail address for a customer service inquiry and need an answer via e-mail. II. "Payment Account" means the bank account that you authorize the program administrator to debit by electronic funds transfer when you make your bill payment using account information from your personal checking or savings account. •    Certain federal, state and local laws or government regulations may require us to disclose non-public personal information about you. Keep yourself protected with the affordable and quality coverage you have come to trust. If we are unable to obtain funds for a bill payment for any reason associated with your payment card or payment account (for example, there is not a sufficient balance available on your payment card or in your payment account to cover the transaction), then we will not be able to complete your bill payment transaction. Internal Uses         B. Personal Information We Collect     2. The Web beacons are used to compile and aggregate statistics that help us improve the effectiveness of our advertising and make our site easier to use. Questions About Your Information      7. Share on Facebook; ... horrible national insurance for employees. Once we receive and confirm your verifiable consumer request, we will disclose to you the following: a.) Personal Information is information that identifies, relates to or could reasonably be linked with a particular California resident or household.